Perspectives on finance, AI, and system design.

May 26, 2026

The infrastructure decision sitting in the wrong room

Three recent signals are pointing to the same question for financial services leadership. Whether institutions treat them as one strategic conversation or three separate programs may matter more than which technology they choose.

May 10, 2026

Banking’s missing role in medical payment

Who builds the accountability layer between care and cost?

May 4, 2026

Blockchain banking: from concept to regulated infrastructure

What the GENIUS Act, the March 5 joint guidance, and Erebor’s Infinite Accounts mean for blockchain settlement in regulated banking

May 1, 2026

The checking account was never about cash

What banks are actually defending when they compete on deposit rates

April 17, 2026

What Dragonflies Taught Me About Agentic Systems in Finance

Less focus on which model wins. More focus on what surrounds it.

April 1, 2026

Agentic AI in Financial Services: The Accountability Question

Technical capability is advancing quickly. Organizational readiness may evolve at a different pace.

March 20, 2025

I Spent a Weekend Testing the "Agentic AI" Hype. Here's What I Found.

On a Saturday. With coffee. And a healthy amount of skepticism.

March 1, 2012

Peer-Reviewed Publication — Economics Bulletin (2012)

Co-authored with Amy Ando. On pollution monitoring technology and greenhouse gas offset markets.

June 1, 2011

Peer-Reviewed Publication — Letters in Spatial and Resource Sciences (2011)

Published in Springer's Letters in Spatial and Resource Sciences.